I got screwed out of over $300 by my bank today. I think more fines are about to come through tomorrow.

The sad thing is that I have no recourse. Technically it was my own damn fault, because I was expecting a check to bounce, and instead of doing that, it was processed, which caused all of the transactions that I did over the weekend and at the beginning of this week to overdraw, which generated about eight overdraft fees.

The thing that upsets me is that the bank cleared the check on Tuesday night, but claims that they actually did it on Sunday night. As a result of this regression of 48 hours, the bank was able to retroactively give me the overdraft fees. Had the check been marked as cleared on Tuesday as it should have been, the check would have bounced instead of the eight other transactions.

The bank has done this to me once before, in a similar situation. In that situation, they wouldn’t change anything.

The real problem, though, is that I don’t seem to have any alternative. Wachovia seems to be slightly corrupt, but I have heard some incredible stories about Bank of America, and I used to be a member of Citizen’s and I’m not a fan. I think that what I really need is to find a better bank, but I’m really not sure that one exists or not. I’ve heard great things about Commerce Bank, what with their 24-hour banks and stuff, but alas, they apparently won’t have any Connecticut branches until 2007.

I guess I’m just pissed that it seems like every time I start to get on my feet again, something like this happens.